Contributors

Thank you to all of these contributors who provided helpful input during our assessment process


ADDRESSING CUSTOMER NEEDS

Philip Brown
Citi Inclusive Finance

Brian Clancy
In the Nation's Interest

Gerhard Coetzee
CGAP

Daryl Collins
Bankable Frontier Associates

Seema Desai
GSMA

Innocent Ephraim
Financial Sector Deepening Trust

Alexandra Fiorillo
GRID Impact

Susan Johnson
University of Bath

Nish Kotecha
Geosansar

Jason Lamb
Bill & Melinda Gates Foundation

Carlos Lopez-Moctezuma
BBVA

Michael J. McCord
MicroInsurance Centre

Jonathan Morduch
Financial Access Initiative
NYU Wagner

Larry Reed
Microcredit Summit Campaign

Beniamino Savonitto
Innovations for Poverty Action

Evelyn Stark
MetLife Foundation

Guy Stuart
Microfinance Opportunities

Piyush Tantia
ideas42

Graham Wright
MicroSave

Lawrence Yanovitch
GSMA Foundation

FINANCIAL CAPABILITY

Tim Adams
The Institute of International
Finance

Philip Brown
Citi Inclusive Finance

Brian Clancy
In the Nation's Interest

Monique Cohen
Independent Consultant

Alexandra Fiorillo
GRID Impact

Usha Gopinath
Accion

Alfred Hannig
Alliance for Financial Inclusion

Martin Hintz
Allianz SE

Richard Hinz
Independent Consultant

Ben Knelman
Juntos

Michael J. McCord
Microinsurance Network and MicroInsurance Centre

Flore-Anne Messy
OECD

Robyn Robertson
Good Return

Tom Sanderson
BBC Media Action

Beniamino Savonitto
Innovations for Poverty Action

Andrea Stiles Pullas
AVAL Consulting

Guy Stuart
Microfinance Opportunities

Piyush Tantia
ideas42

Jennifer Tescher
The Center for Financial Services Innovation

Carolina Trivelli
Independent Consultant

Jayshree Venkatesan
Independent Consultant

Pooja Wagh
Innovations for Poverty Action

Graham Wright
MicroSave

CLIENT PROTECTION

Isabelle Barres
The Smart Campaign

Philip Brown
Citi Inclusive Finance

Juan Carlos Chong
Superintendencia de Banca,
Seguros y AFP

Brian Clancy
In the Nation's Interest

Aboubacrine Date
Bank for the Microfinance
Institutions in West Africa

Seema Desai
GSMA

Alexandra Fiorillo
GRID Impact

David Grace
Dave Grace & Associates

Ros Grady
World Bank

Anne Hastings
Microfinance CEO
Working Group

Rafe Mazer
CGAP

Kate McKee
CGAP

Beth Porter
United Nations Capital
Development Fund (UNCDF)

Alok Prasad
RBL Bank

Alexandra Rizzi
The Smart Campaign

Pia Roman Tayag
Bangko Sentral ng Pilipinas (BSP)

Clifford Rosenthal
Independent Consultant

Jessica Schicks
AB Bank Zambia
Access Holding/LFS Financial Systems

Jami Solli
Consumers International

Andrea Stiles Pullas
AVAL Consulting

Mariela Zaldívar
Superintendencia de Banca,
Seguros y AFP (SBS)

Emily Zimmerman
EA Consultants

CREDIT REPORTING

Monica Brand
Frontier Investments Group at Accion

Philip Brown
Citi Inclusive Finance

Brian Clancy
In the Nation's Interest

Arjuna Costa
Omidyar Network

Tony Lythgoe
Finance and Markets Practice Group, World Bank Group

Kate McKee
CGAP

Narda Sotomayor Valenzuela
Superintendencia de Banca
Seguros y AFP

Michael Turner
PERC

TECHNOLOGY

Rudy Araujo
Asociación de Supervisores
Bancarios de las Américas
(ASBA)

Jeffrey Bond
INSEAD and Johns Hopkins SAIS

Monica Brand
Frontier Investments Group at Accion

Ed Brandt
MasterCard

Paul Breloff
Accion Venture Lab

Philip Brown
Citi Inclusive Finance

Carol Caruso
Accion

Simone di Castri
GSMA

Massimo Cirasino
World Bank

Brian Clancy
In the Nation's Interest

Gerhard Coetzee
CGAP

Tomas Conde
Institute of International
Finance

Arjuna Costa
Omidyar Network

Seema Desai
GSMA

Innocent Ephraim
Financial Sector Deepening
Trust

Bill Gajda
Visa Inc.

Alfred Hannig
Alliance for Financial Inclusion

Stephen Kehoe
Visa

Jason Lamb
Bill & Melinda Gates Foundation

Loretta Michaels
U.S. Department of the Treasury

Nachiket Mor
Reserve Bank of India

Sergio Navajas
Inter-American Development
Bank

David Porteous
Bankable Frontier Associates

Narda Sotomayor Valenzuela
Superintendencia de Banca,
Seguros y AFP (SBS)

Carolina Trivelli
Independent Consultant

Lawrence Yanovitch
GSMA Foundation

Steering committee

FINANCIAL INCLUSION 2023 is guided by a Steering Committee made up of global leaders in financial inclusion: Citi, CGAP, the Bill & Melinda Gates Foundation, MasterCard Worldwide, MetLife Foundation & Visa. We also wish to thank Credit Suisse as the Founding Partner of the Center for Financial Inclusion.